The Retirement Healthcare Planning Guide
Retirement decisions rarely happen in isolation. Healthcare, retirement timing, income, taxes, investments, and other important choices often influence one another.
This guide explores those connections and introduces thoughtful conversations to help you prepare for the decisions ahead.
Shalina Martos
CFP®, CIMA®, CSRIC®, CDFA®
Flat-Fee, Fee-Only Fiduciary • 23+ Years Experience
Questions Worth Asking
Retirement planning is a series of important decisions that
work together to support the future you're creating.
- Can we afford to retire when we want to?
- What healthcare choices should we be thinking about before retirement?
- How will Medicare fit into our retirement income plan?
- What happens if one of us needs long-term care?
- What decisions are we making today that could affect our future flexibility?
Every retirement story is different.
This guide is designed to help you ask thoughtful questions before making important decisions.
From Shalina
Guidance for Important Retirement Decisions
This guide is inspired by the conversations I've had with individuals, couples, and families as they prepare for retirement.
- How retirement timing affects other important decisions.
- How healthcare choices fit into the bigger picture.
- What happens if one spouse retires before the other.
- How today's decisions can shape future opportunities.
For more than 23 years, I've helped individuals, couples, and families navigate retirement with thoughtful planning centered around their goals. My hope is that this guide helps you see how these important decisions connect.
Our Approach
A Transparent Flat-Fee Relationship
We believe retirement planning should be straightforward, transparent, and built around your goals. Our flat-fee relationship is designed to provide ongoing guidance without commissions or product sales.
If you'd like to learn more about how we work with clients, we're happy to continue the conversation whenever you're ready.
When You're Ready
We're Here to Continue the Conversation.
If the guide sparks new questions, we'd be honored to learn more about your goals, what's important to you, and the future you're creating.
A complimentary conversation with Shalina.
A chance to discuss your questions and better understand your options.